Food & Drink How much money should you really be spending on groceries?

12:08  04 december  2017
12:08  04 december  2017 Source:   Today's Parent

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This is how much of your monthly income you should (ideally) put toward food.

How much should I really be spending on food? New York city-slickers, for example, spend much more on restaurants than I do, while here in the suburbs I spend more on groceries .

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If your family is anything like mine, food is one of the biggest line items in the monthly budget—and that doesn’t include things like takeout or restaurant outings for a bit of quick respite from the daily grind of meal prep.

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Step 1- Add up how much money you spent on groceries last month. You ’ll end up spending extra money on stuff you don’t really need. It gives you the freedom to supply a true need. How much should you spend on groceries ?

Day in, day out, we end up buying (and eating) a lot of food. According to Statistics Canada, the average Canadian household spends just over $500 a month at the grocery store—depending on which city or region you live in, however, that number could be a lot higher. One question I get asked a lot is: How much is too much to spend on groceries every month—and is there a guideline to help build a realistic budget? 

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The Credit Counselling Society, a non-profit debt counselling service in Vancouver, has a guideline: They suggest people budget 10 to 20 percent of gross income at the grocery store. So, if you’re bringing home $70,000 a year, your bill should top out between $583 and $1166 a month. (Note: that figure doesn’t include eating out.)

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I really had been exploring for tips for my very own blog site and noticed your post, “ Groceries : How Much Should You Spend ? I used to spend about 600-700 a mo on food, but then I realized I threw a lot of it away. Now I am shopping a lot smarter and putting that money away to purchase a car for

Thirty-two percent of people copped to tossing uneaten or expired food, 25 percent said they spend too much on alcohol, and another 25 percent admitted to racking up higher-than-ideal grocery bills. So, how much money should you be spending on food?

Depending on how big your family is, it could be challenging to stretch that budget. But there are ways to bring down your grocery bill. All you need is a bit of extra time, a calculator and a few good recipes to pull it all together.

Here are a few ideas to get you started:

1. Make a list—and stick to it

Research from the University of Pennsylvania shows that shopping without a list can increase your grocery bill by 23 percent due to unplanned purchases. If you stick with your list, you’ll stay focused and buy only the things you need.

2. Add generic brands to your cart

When it comes to your favourite foods, buying generic may not always make the grade. But for some items—medications, garbage bags, cleaning products and spices—going generic is a no-brainer. And while the price difference between the brand-name item and the generic might not seem like that much, the savings really add up. By their calculation, bloggers Three Thrifty Guys saved 25 percent in one shop just by buying generic over brand name.

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See If You 're Spending Too Much Money on Groceries Based on This Family Size Chart. Budgeting website Growing Slower created a handy table that shows how much a thrifty family's monthly grocery bill should be , but before you start cutting coupons, do the math to decide if you 're

It's interesting to me how financial experts, mothers-in-law, and total strangers on a Facebook page all have distinct opinions on how much you should spend on groceries . How You Should Actually Decide How Much to Spend on Groceries .

3. Plan your meals

Canadians throw out a stunning amount of food every year—$31 billion every year or 4.5 kg a week for the average family depending on which study you read. To put a price on that, the food waste adds up to about 20 percent of the average Canadian grocery bill. The key to reducing food waste is not to buy too much—and that’s where meal planning comes in. If you know what you’re going to eat through the week, you can shop accordingly so that food doesn’t sit in the fridge uneaten. Tote your leftovers for lunch and pick recipes with ingredients that can also be used for other meals.

4. Go meatless

According to Statistics Canada, the average household spends $1,194 a year on meat like chicken and beef. Cutting out meat can shave a significant portion off your monthly food bill.

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Read more:

5 easy budget-friendly meals

6 ways to save money at the grocery store


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